Sean Valentine

Sean Valentine grew up in Delaware City, Delaware with his sister, Kim. They loved their annual summer trip to Ocean City, Maryland, where they would spend a week at the same ocean front Quality Inn. He feels very lucky to have grown up in a very small town because he had a very large group of friends who spent much of their time outdoors fishing, riding bikes, and driving four wheelers. They still get together every year for a big reunion.

Sean loves to fish, hunt, shoot firearms, and go to the beach every summer. His wife, Charlotta is from Hassleholm, Sweden. They enjoy traveling, gardening together, and riding around their property on their golf cart. He also loves riding dirt bikes with his son, Ludwig.

Rocky is Sean’s 97 pound long haired German Shephard service dog. Church, his family, and obviously Rocky, who loves chasing the dirt bike and the golf cart, are the most important things in his life.

Sean received a certificate of achievement from the United States Army for scoring 100% on all training at Fort McCullen, Alabama. A former police officer, he also received a certificate of achievement and was recommended for the bronze star from the City of Harrisonburg for saving his partner’s life.

As a disabled American Veteran and a previous member of his town council, Sean volunteers and donates to causes dear to him including Disabled American Veterans (DAV), Wounded Warrior Project, Tunnel to Towers, his church, and St. Jude Children’s Research Hospital.

WHAT IS THE TROUBLE FREE RETIREMENT?

No matter where you’re at in the retirement process—whether you’re just getting started or already retired—this book has something for everyone.

Just like a good game plan in sports, a good retirement game plan must be able to overcome adversity. This book provides the framework—a playbook if you will—to defeat the fierce economic and legislative opponents that are lurking in retirement."Wouldn’t you want to know if you have a looming problem in your current game plan that could knock the legs out from underneath you in retirement?"

Here's What You'll Learn From This Amazing Book:

Create Retirement Income You Can Count On: When will you run out of money in retirement? Most people have no idea. Learn how to create cash flow to last the rest of your life.
How you can use the same growth strategies of the ultra wealthy?
Why the world's first Billionaire John D. Rockefeller said, "If I had to give any advice, it would be to keep out of Wall Street."
Know the Truth about 401(k) taxes and fees that could end up costing you tens of thousands.
Financial Gurus Exposed: Does Suze Orman practice what she preaches? Does "Mad Money" Cramer's advice work?
How to "Finance Yourself To Wealth" and reduce or eliminate interest paid to banks and credit card companies.
Grow Your Money: How to get potential double-digit growth on your money during good years, but never lose a dime in the stock market when it crashes.
Don't Trust Washington Politicians to Lower Taxes: Take control of your tax liability by putting yourself into a Zero Percent Tax Bracket in retirement.
Protect Your Money: Never lose money again during market crashes or corrections due to economic recessions or catastrophes.
Outpace Inflation: Bank accounts and CDs aren't even keeping up with inflation. Learn strategies to safely grow your money at a rate that outpaces inflation so you aren't losing buying power.
Alternative to 401(k)s and IRAs: Maintain control and access to your money throughout your life without all the red tape of government qualified plans.

“Successful retirement is defined as a stream of income sufficient to sustain your chosen standard of living.

That standard of living is measured by income not the value of a pile of money.”

The Lump Sum Illusion

"What we need to be focused on is creating an INCOME not just a lump sum."

— Olivia Mitchell

Ph.d. Wharton, and Presidential Economic Advisor

“There’s a big difference between wealth and income.

Knowing I have a million dollars doesn’t tell me the lifestyle I can enjoy from that million. What we care about is the lifestyle.

So you can forget fund values, income is all that matters. Just knowing how much money you have doesn’t tell you how you can live. You need to know how much you can buy.

The primary concern of the saver remains, what it always has been: Will I have sufficient income in retirement to live comfortably?”

— Robert C. Merton

Protection Risk

An untimely death or accident can create additional stress and financial pressure on our closest loved ones if we don't plan ahead.

Market Risk

A single 20% or 30% market crash can not only hurt your account balances, but it can cause you to run out of money years sooner.

Tax Risk

CPA and Tax Expert Ed Slott says “Taxes are a larger risk than market crashes.” If you have all your retirement income in qualified plans like IRAs and 401(k)s that require you to pay taxes when you take the money out, you have a huge tax liability.

HEALTH CARE RISK

Statistics show that long term health care costs can be the largest expense in retirement. What have you done to protect your nest egg and your family from being hammered by this expense?

INCOME DEPLETION RISK

Will your nest egg provide enough income to give you the retirement you want, for as long as you live? Most people have no idea.

LONGEVITY RISK

Longevity is the great RISK MULTIPLIER. Do you know how long you will live? Hopefully a long prosperous life. Longer life spans multiply the likelihood of each of these risks happening to you.

RECEIVE A COPY OF MY NEW BOOK

“Trouble Free Retirement”

SEAN VALENTINE